:root{
  --brand:#0B3D91;
  --template-theme:{主题色};
  --brand-dark:#071f4b;
  --brand-deep:#041331;
  --brand-light:#e8f2ff;
  --wave:#1579d8;
  --wave-light:#54b9ff;
  --cyan:#5ed8ff;
  --ink:#10213e;
  --muted:#60708a;
  --line:#dce6f2;
  --surface:#ffffff;
  --soft:#f4f8fd;
  --success:#0a9a71;
  --warning:#f0a72f;
  --radius:18px;
  --shadow:0 18px 48px rgba(7,31,75,.12);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  color:var(--ink);
  background:#fff;
  font-family:"Noto Sans TC","PingFang TC","Microsoft JhengHei",system-ui,-apple-system,sans-serif;
  line-height:1.65;
}
body.drawer-lock{overflow:hidden}
img{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
button,input{font:inherit}
button{cursor:pointer}
.container{width:min(1180px,calc(100% - 40px));margin-inline:auto}
.section{padding:86px 0}
.section-soft{background:var(--soft)}
.section-head{
  display:flex;
  align-items:end;
  justify-content:space-between;
  gap:24px;
  margin-bottom:32px;
}
.section-kicker{
  display:inline-flex;
  align-items:center;
  gap:8px;
  margin:0 0 8px;
  color:var(--brand);
  font-size:.82rem;
  font-weight:800;
  letter-spacing:.12em;
}
.section-kicker::before{
  width:22px;
  height:3px;
  border-radius:999px;
  background:var(--wave);
  content:"";
}
.section-title{margin:0;font-size:clamp(1.75rem,3vw,2.65rem);line-height:1.2}
.section-copy{max-width:650px;margin:10px 0 0;color:var(--muted)}
.text-link{color:var(--brand);font-weight:800}
.text-link:hover{text-decoration:underline}
.btn{
  display:inline-flex;
  min-height:46px;
  align-items:center;
  justify-content:center;
  gap:8px;
  padding:10px 20px;
  border:1px solid transparent;
  border-radius:12px;
  font-weight:800;
  transition:.2s ease;
}
.btn:hover{transform:translateY(-2px)}
.btn-primary{color:#fff;background:var(--brand);box-shadow:0 10px 24px rgba(11,61,145,.24)}
.btn-light{color:var(--brand-deep);background:#fff}
.btn-outline{color:var(--brand);border-color:#b9cce4;background:#fff}
.btn-small{min-height:38px;padding:7px 14px;font-size:.9rem}

.topbar{
  color:#dbeaff;
  background:var(--brand-deep);
  font-size:.82rem;
}
.topbar-inner{
  min-height:36px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:20px;
}
.topbar-contact{display:flex;align-items:center;gap:18px}
.topbar a:hover{color:#fff}

.header{
  position:sticky;
  z-index:100;
  top:0;
  border-bottom:1px solid rgba(220,230,242,.9);
  background:rgba(255,255,255,.96);
  backdrop-filter:blur(14px);
}
.header-inner{min-height:76px;display:flex;align-items:center;gap:28px}
.logo{display:flex;align-items:center;gap:11px;min-width:max-content;font-size:1.08rem;font-weight:900;color:var(--brand-deep)}
.logo img{width:42px;height:42px;object-fit:contain;border-radius:10px}
.main-nav{align-self:stretch;margin-left:auto}
.nav-list{height:100%;display:flex;align-items:stretch;gap:4px;margin:0;padding:0;list-style:none}
.nav-item{position:relative;display:flex;align-items:stretch}
.nav-link{display:flex;align-items:center;padding:0 12px;font-size:.94rem;font-weight:750;white-space:nowrap}
.nav-link:hover,.nav-item:focus-within>.nav-link,.nav-item:hover>.nav-link{color:var(--brand)}
.has-arrow::after{margin-left:6px;font-size:.7rem;content:"▾"}
.dropdown-panel,.mega-menu{
  position:absolute;
  top:100%;
  left:50%;
  visibility:hidden;
  opacity:0;
  transform:translate(-50%,10px);
  border:1px solid var(--line);
  border-radius:0 0 18px 18px;
  background:#fff;
  box-shadow:var(--shadow);
  transition:.18s ease;
  pointer-events:none;
}
.dropdown-panel::before,.mega-menu::before{
  position:absolute;
  right:0;
  bottom:100%;
  left:0;
  height:12px;
  content:"";
}
.nav-item:hover>.dropdown-panel,.nav-item:focus-within>.dropdown-panel,
.nav-item:hover>.mega-menu,.nav-item:focus-within>.mega-menu{
  visibility:visible;
  opacity:1;
  transform:translate(-50%,0);
  pointer-events:auto;
}
.dropdown-panel{width:360px;padding:16px}
.dropdown-title{display:block;margin:0 0 8px;padding:0 8px 10px;border-bottom:1px solid var(--line);font-weight:900}
.dropdown-article{
  display:block;
  padding:10px 8px;
  border-radius:9px;
  color:var(--muted);
  font-size:.9rem;
}
.dropdown-article:hover{color:var(--brand);background:var(--soft)}
.dropdown-more{display:block;margin-top:8px;padding:10px;text-align:center;color:var(--brand);font-weight:800;background:var(--brand-light);border-radius:9px}

.mega-menu{width:min(940px,calc(100vw - 36px));padding:22px}
.mega-brokers{width:min(960px,calc(100vw - 36px))}
.mega-video{width:min(1040px,calc(100vw - 36px))}
.mega-menu-title{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-bottom:16px}
.mega-menu-title strong{font-size:1.08rem}
.mega-menu-title span{color:var(--muted);font-size:.84rem}
.mega-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
.mega-card{
  min-width:0;
  padding:14px;
  border:1px solid var(--line);
  border-radius:13px;
  background:#fff;
  transition:.2s ease;
}
.mega-card:hover{border-color:#a8c4e8;transform:translateY(-2px);box-shadow:0 10px 24px rgba(11,61,145,.09)}
.mega-card-head{display:flex;align-items:center;gap:10px;margin-bottom:8px}
.mega-card-head img{width:38px;height:38px;object-fit:contain;border-radius:9px;background:var(--soft)}
.mega-card strong{display:block;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.mega-card p{margin:5px 0;color:var(--muted);font-size:.82rem;line-height:1.5}
.mega-stats{display:flex;flex-wrap:wrap;gap:5px;color:var(--brand);font-size:.76rem;font-weight:800}
.mega-footer{
  display:block;
  margin-top:16px;
  padding:11px;
  border-radius:10px;
  color:#fff;
  background:var(--brand);
  text-align:center;
  font-weight:800;
}
.mega-split{display:grid;grid-template-columns:190px minmax(0,1fr);gap:20px}
.mega-categories{display:flex;flex-direction:column;gap:6px;padding-right:18px;border-right:1px solid var(--line)}
.mega-categories a{padding:8px 10px;border-radius:8px;color:var(--muted);font-size:.88rem}
.mega-categories a:hover{color:var(--brand);background:var(--brand-light)}
.video-mega-card{padding:0;overflow:hidden}
.video-mega-card img{width:100%;height:104px;object-fit:cover;background:#dce8f6}
.video-mega-copy{padding:11px}
.video-mega-copy p{display:-webkit-box;overflow:hidden;-webkit-box-orient:vertical;-webkit-line-clamp:2}
.video-duration{color:var(--brand);font-size:.76rem;font-weight:900}
.tool-mega-card .mega-card-head img{width:32px;height:32px}
.product-mega-card{padding:0;overflow:hidden}
.product-mega-card>img{width:100%;height:100px;object-fit:cover;background:var(--soft)}
.product-mega-copy{padding:11px}
.product-meta{color:var(--muted);font-size:.75rem}

.header-btns{display:flex;align-items:center;gap:9px;margin-left:4px}
.header-btns>a{white-space:nowrap}
.hamburger{
  display:none;
  width:44px;
  height:44px;
  padding:10px;
  border:0;
  border-radius:10px;
  background:var(--brand-light);
}
.hamburger span{display:block;height:2px;margin:5px 0;border-radius:9px;background:var(--brand);transition:.2s}
.hamburger.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.hamburger.active span:nth-child(2){opacity:0}
.hamburger.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

.drawer-overlay{
  position:fixed;
  z-index:199;
  inset:0;
  visibility:hidden;
  opacity:0;
  background:rgba(3,16,42,.62);
  transition:.25s ease;
}
.drawer-overlay.open{visibility:visible;opacity:1}
.mobile-drawer{
  position:fixed;
  z-index:200;
  top:0;
  right:0;
  width:min(390px,92vw);
  height:100dvh;
  overflow:auto;
  background:#fff;
  box-shadow:-24px 0 60px rgba(0,0,0,.18);
  transform:translateX(105%);
  transition:.28s ease;
}
.mobile-drawer.open{transform:translateX(0)}
.drawer-head{
  position:sticky;
  z-index:2;
  top:0;
  display:flex;
  align-items:center;
  gap:10px;
  padding:16px;
  border-bottom:1px solid var(--line);
  background:#fff;
}
.drawer-head>a{padding:8px 11px;border-radius:8px;color:#fff;background:var(--brand);font-size:.86rem;font-weight:800}
.drawer-close{margin-left:auto;border:0;background:none;color:var(--ink);font-size:2rem;line-height:1}
.drawer-menu{padding:12px 16px 30px}
.drawer-link,.drawer-toggle{
  width:100%;
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:13px 8px;
  border:0;
  border-bottom:1px solid var(--line);
  color:var(--ink);
  background:none;
  text-align:left;
  font-weight:800;
}
.drawer-toggle::after{content:"＋";color:var(--brand)}
.drawer-toggle.active::after{content:"－"}
.drawer-submenu{display:none;padding:6px 0 9px 13px}
.drawer-submenu.open{display:block}
.drawer-submenu a{display:block;padding:9px 10px;border-radius:8px;color:var(--muted);font-size:.9rem}
.drawer-submenu a:hover{color:var(--brand);background:var(--soft)}

.hero-layout-36{
  position:relative;
  overflow:hidden;
  color:#fff;
  background:
    radial-gradient(circle at 15% 8%,rgba(84,185,255,.28),transparent 34%),
    radial-gradient(circle at 85% 20%,rgba(94,216,255,.14),transparent 30%),
    linear-gradient(145deg,var(--brand-deep),var(--brand) 68%,#0b67b8);
}
.hero-layout-36::before{
  position:absolute;
  inset:0;
  opacity:.18;
  background-image:linear-gradient(rgba(255,255,255,.12) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.12) 1px,transparent 1px);
  background-size:52px 52px;
  content:"";
}
.hero-inner{position:relative;z-index:1;padding:76px 0 0}
.hero-heading{text-align:center}
.hero-eyebrow{
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:7px 13px;
  border:1px solid rgba(255,255,255,.25);
  border-radius:999px;
  color:#d9f3ff;
  background:rgba(255,255,255,.08);
  font-size:.82rem;
  font-weight:800;
  letter-spacing:.08em;
}
.hero-heading h1{
  max-width:900px;
  margin:20px auto 14px;
  font-size:clamp(2.35rem,6vw,5.25rem);
  line-height:1.05;
  letter-spacing:-.045em;
}
.hero-heading p{max-width:720px;margin:0 auto;color:#d6e7ff;font-size:1.04rem}
.hero-core{
  display:flex;
  align-items:baseline;
  justify-content:center;
  gap:14px;
  margin-top:28px;
}
.hero-core strong{font-size:clamp(3.2rem,8vw,6.4rem);line-height:1;color:#fff}
.hero-core span{color:var(--cyan);font-size:1rem;font-weight:900;letter-spacing:.12em}
.wave-chart{
  height:330px;
  display:flex;
  align-items:flex-end;
  justify-content:center;
  gap:clamp(7px,1.35vw,18px);
  margin-top:35px;
  padding:52px 18px 0;
  border-top:1px solid rgba(255,255,255,.14);
}
.wave-bar{
  position:relative;
  width:min(66px,6.5vw);
  min-width:20px;
  height:var(--h);
  border:1px solid rgba(255,255,255,.26);
  border-bottom:0;
  border-radius:14px 14px 0 0;
  background:linear-gradient(180deg,var(--wave-light),rgba(21,121,216,.56));
  box-shadow:0 -10px 34px rgba(84,185,255,.2);
  transform-origin:bottom;
  animation:waveRise .9s ease both;
  animation-delay:var(--d);
}
.wave-bar:nth-child(even){background:linear-gradient(180deg,#71dcff,rgba(15,98,188,.6))}
.wave-bar::after{
  position:absolute;
  right:8px;
  bottom:10px;
  left:8px;
  height:2px;
  background:rgba(255,255,255,.26);
  content:"";
}
.bar-label{
  position:absolute;
  bottom:calc(100% + 10px);
  left:50%;
  min-width:max-content;
  padding:5px 8px;
  border:1px solid rgba(255,255,255,.22);
  border-radius:7px;
  color:#fff;
  background:rgba(4,19,49,.7);
  font-size:.7rem;
  font-weight:800;
  transform:translateX(-50%);
}
@keyframes waveRise{from{transform:scaleY(.08);opacity:.25}to{transform:scaleY(1);opacity:1}}
.hero-cta{
  position:relative;
  z-index:2;
  display:flex;
  align-items:center;
  justify-content:center;
  gap:12px;
  padding:28px 20px 42px;
  background:linear-gradient(180deg,rgba(4,19,49,.12),rgba(4,19,49,.5));
}

.trust-strip{border-bottom:1px solid var(--line);background:#fff}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}
.trust-item{padding:23px 20px;text-align:center;border-right:1px solid var(--line)}
.trust-item:last-child{border-right:0}
.trust-item strong{display:block;color:var(--brand);font-size:1.12rem}
.trust-item span{color:var(--muted);font-size:.84rem}

.broker-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.broker-card{
  display:flex;
  min-width:0;
  flex-direction:column;
  padding:22px;
  border:1px solid var(--line);
  border-radius:var(--radius);
  background:#fff;
  box-shadow:0 8px 26px rgba(7,31,75,.06);
  transition:.2s ease;
}
.broker-card:hover{transform:translateY(-5px);border-color:#a9c4e6;box-shadow:var(--shadow)}
.broker-top{display:flex;align-items:center;gap:13px}
.broker-top img{width:52px;height:52px;object-fit:contain;border-radius:12px;background:var(--soft)}
.broker-name{min-width:0}
.broker-name h3{overflow:hidden;margin:0;text-overflow:ellipsis;white-space:nowrap}
.rating{color:var(--warning);font-size:.87rem;font-weight:900}
.broker-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin:20px 0}
.broker-stat{padding:10px 6px;border-radius:10px;background:var(--soft);text-align:center}
.broker-stat strong{display:block;color:var(--brand);font-size:.9rem}
.broker-stat span{color:var(--muted);font-size:.7rem}
.broker-card .btn{margin-top:auto}

.news-layout{display:grid;grid-template-columns:1.15fr .85fr;gap:22px}
.news-feature,.news-list{border:1px solid var(--line);border-radius:var(--radius);background:#fff;overflow:hidden}
.news-feature img{width:100%;height:285px;object-fit:cover;background:#dce8f6}
.news-feature-body{padding:24px}
.news-feature h3{margin:8px 0;font-size:1.5rem;line-height:1.3}
.news-feature p{display:-webkit-box;overflow:hidden;margin:0 0 18px;color:var(--muted);-webkit-box-orient:vertical;-webkit-line-clamp:3}
.news-meta{display:flex;flex-wrap:wrap;gap:12px;color:var(--muted);font-size:.78rem}
.news-badge{color:var(--brand);font-size:.78rem;font-weight:900}
.news-list{padding:8px 20px}
.news-row{display:grid;grid-template-columns:92px minmax(0,1fr);gap:14px;padding:16px 0;border-bottom:1px solid var(--line)}
.news-row:last-child{border-bottom:0}
.news-row img{width:92px;height:78px;object-fit:cover;border-radius:10px;background:#dce8f6}
.news-row h3{margin:3px 0 7px;font-size:1rem;line-height:1.4}
.news-row h3:hover{color:var(--brand)}

.tool-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.tool-card{
  padding:24px;
  border:1px solid var(--line);
  border-radius:var(--radius);
  background:#fff;
  transition:.2s ease;
}
.tool-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.tool-icon{width:52px;height:52px;padding:9px;object-fit:contain;border-radius:13px;background:var(--brand-light)}
.tool-card h3{margin:17px 0 7px}
.tool-card p{display:-webkit-box;overflow:hidden;min-height:3em;margin:0 0 16px;color:var(--muted);-webkit-box-orient:vertical;-webkit-line-clamp:2}

.product-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.product-card{overflow:hidden;border:1px solid var(--line);border-radius:var(--radius);background:#fff;transition:.2s ease}
.product-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.product-card>img{width:100%;height:185px;object-fit:cover;background:var(--soft)}
.product-body{padding:20px}
.product-body h3{margin:0 0 8px}
.product-body p{display:-webkit-box;overflow:hidden;min-height:3.2em;margin:0 0 15px;color:var(--muted);-webkit-box-orient:vertical;-webkit-line-clamp:2}
.product-foot{display:flex;align-items:center;justify-content:space-between;gap:10px;color:var(--muted);font-size:.78rem}

.video-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.video-card{overflow:hidden;border:1px solid var(--line);border-radius:var(--radius);background:#fff;transition:.2s ease}
.video-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.video-cover{position:relative}
.video-cover img{width:100%;height:184px;object-fit:cover;background:#dbe7f4}
.play-mark{
  position:absolute;
  top:50%;
  left:50%;
  width:48px;
  height:48px;
  display:grid;
  place-items:center;
  border:1px solid rgba(255,255,255,.55);
  border-radius:50%;
  color:#fff;
  background:rgba(4,19,49,.78);
  transform:translate(-50%,-50%);
}
.duration{position:absolute;right:10px;bottom:10px;padding:3px 7px;border-radius:6px;color:#fff;background:rgba(4,19,49,.82);font-size:.74rem}
.video-body{padding:18px}
.video-body h3{margin:0 0 8px}
.video-body p{display:-webkit-box;overflow:hidden;margin:0;color:var(--muted);font-size:.88rem;-webkit-box-orient:vertical;-webkit-line-clamp:2}

.faq-wrap{display:grid;grid-template-columns:.7fr 1.3fr;gap:38px;align-items:start}
.faq-intro{padding:28px;border-radius:var(--radius);color:#fff;background:linear-gradient(145deg,var(--brand-deep),var(--brand))}
.faq-intro h2{margin:0 0 12px;font-size:2rem}
.faq-intro p{color:#dbeaff}
.faq-list{display:grid;gap:12px}
.faq-item{border:1px solid var(--line);border-radius:14px;background:#fff}
.faq-item summary{padding:18px 20px;font-weight:850;cursor:pointer;list-style:none}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{float:right;color:var(--brand);content:"＋"}
.faq-item[open] summary::after{content:"－"}
.faq-item p{margin:0;padding:0 20px 19px;color:var(--muted)}

.final-cta{padding:0 0 86px}
.cta-panel{
  position:relative;
  overflow:hidden;
  padding:46px;
  border-radius:26px;
  color:#fff;
  background:linear-gradient(120deg,var(--brand-deep),var(--brand),#0d78c9);
}
.cta-panel::after{
  position:absolute;
  right:-80px;
  bottom:-120px;
  width:330px;
  height:330px;
  border:55px solid rgba(255,255,255,.09);
  border-radius:50%;
  content:"";
}
.cta-panel h2{position:relative;z-index:1;max-width:750px;margin:0 0 10px;font-size:clamp(1.8rem,4vw,3rem);line-height:1.2}
.cta-panel p{position:relative;z-index:1;max-width:670px;margin:0 0 22px;color:#dcecff}
.cta-actions{position:relative;z-index:1;display:flex;flex-wrap:wrap;gap:10px}

.footer{color:#c9d8ee;background:var(--brand-deep)}
.footer-main{display:grid;grid-template-columns:1.25fr .8fr .8fr 1fr;gap:40px;padding:64px 0 44px}
.footer-brand .logo{color:#fff}
.footer-brand p{max-width:330px;margin:17px 0;color:#aebfd9}
.footer-title{margin:0 0 15px;color:#fff;font-size:1rem}
.footer-links{display:grid;gap:9px}
.footer-links a{color:#b9c9df;font-size:.9rem}
.footer-links a:hover{color:#fff}
.footer-contact{display:grid;gap:10px;font-size:.9rem}
.social-link{display:inline-flex;margin-top:5px;color:#fff;font-weight:800}
.footer-bottom{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:20px;
  padding:20px 0;
  border-top:1px solid rgba(255,255,255,.12);
  color:#93a8c7;
  font-size:.82rem;
}

@media (max-width:1100px){
  .main-nav{display:none}
  .header-btns{margin-left:auto}
  .hamburger{display:block}
  .broker-grid,.tool-grid,.product-grid,.video-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .footer-main{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:760px){
  .container{width:min(100% - 28px,1180px)}
  .section{padding:62px 0}
  .topbar-inner{min-height:42px;justify-content:center}
  .topbar-inner>span{display:none}
  .topbar-contact{gap:12px;font-size:.76rem}
  .header-inner{min-height:66px;gap:10px}
  .logo span{max-width:125px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
  .logo img{width:37px;height:37px}
  .header-btns>a{display:none}
  .hero-inner{padding-top:58px}
  .hero-heading h1{font-size:clamp(2.35rem,12vw,4rem)}
  .hero-heading p{font-size:.94rem}
  .hero-core{gap:8px}
  .wave-chart{height:255px;gap:6px;margin-top:20px;padding-inline:0}
  .wave-bar{width:8vw;min-width:13px;border-radius:8px 8px 0 0}
  .wave-bar:nth-child(2),.wave-bar:nth-child(10){display:none}
  .bar-label{padding:3px 5px;font-size:.57rem;writing-mode:vertical-rl}
  .hero-cta{flex-direction:column}
  .hero-cta .btn{width:min(320px,100%)}
  .trust-grid{grid-template-columns:repeat(2,1fr)}
  .trust-item:nth-child(2){border-right:0}
  .trust-item:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .section-head{align-items:start;flex-direction:column}
  .broker-grid,.tool-grid,.product-grid,.video-grid{grid-template-columns:1fr}
  .news-layout,.faq-wrap{grid-template-columns:1fr}
  .news-feature img{height:220px}
  .footer-main{grid-template-columns:1fr;gap:28px}
  .footer-bottom{align-items:flex-start;flex-direction:column}
  .cta-panel{padding:34px 24px}
}
@media (max-width:430px){
  .topbar-contact a:first-child{display:none}
  .wave-chart{height:225px}
  .wave-bar:nth-child(3),.wave-bar:nth-child(9){display:none}
  .trust-item{padding:18px 8px}
  .broker-stats{gap:5px}
}
@media (prefers-reduced-motion:reduce){
  *{scroll-behavior:auto!important;animation:none!important;transition:none!important}
}